Picture this: You open a new cash back credit card and are really excited to start using it. You have an idea of what you’re going to purchase to get the cash back bonus. Maybe you’ve even started thinking about…

Updated 4/3/25: The Chase Sapphire Preferred® Credit Card now has a 100,000 points bonus when you spend $5,000 in 3 months from account opening (up to $1,000 cash back). Because of this new offer, the scenarios below may not be…

Chase Ultimate Rewards is a best-in-class program. There are multiple personal cards and business cards that earn Chase Ultimate Rewards. Best of all for CashFreely fans, it is easy to redeem Chase Ultimate Reward points for cash back. Chase Ultimate…

This is meant as a guide for those who have very little knowledge regarding credit cards and credit scores. Read this article to learn the basics, key terms, and other important information related to credit cards and credit scores. There…

Updated 4/3/25: The Chase Sapphire Preferred® Credit Card now has a 100,000 points bonus when you spend $5,000 in 3 months from account opening (up to $1,000 cash back). Because of this new offer, the scenarios below may not be…

While many people gravitate to transferable credit card programs, due to the flexible opportunities when it comes to travel, there's still a ton of benefits for those simply looking for cash back. But before you just apply for a card…

Citi ThankYou® Points rewards can be earned via credit card and bank account bonuses. Fortunately, even though you are earning 'points' you can still redeem them for cash back. And, if someday down the road you are looking to travel,…